/*
Theme Name: Vetrivel Finance — Professional
Theme URI: https://vetrivelcapital.com/
Author: Vetrivel Capital
Description: Premium enquiry-first finance website. Full-width cinematic presentation, responsive calculator and enquiry workflow.
Version: 1.8.0
Text Domain: vetrivel-finance
*/
:root{--navy:#071b33;--navy2:#0b2c49;--teal:#0b7c78;--cyan:#4ce8ff;--gold:#f7bb3c;--gold2:#ffd96d;--white:#f8fbff;--ink:#10223c;--muted:#8fa2b7;--line:rgba(255,255,255,.12);--glass:rgba(255,255,255,.09);--shadow:0 28px 100px rgba(0,0,0,.28);--ease:cubic-bezier(.2,.8,.2,1);--header:76px}
*{box-sizing:border-box}html,body{margin:0;padding:0;min-height:100%;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--white);background:var(--navy)}body{overflow-x:hidden}.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.vf-shell{width:min(1240px,calc(100vw - 48px));margin:0 auto}
body.admin-bar{--adminbar:32px}body.admin-bar .vf-header{top:var(--adminbar,32px)}body.admin-bar .vf-presentation{padding-top:var(--adminbar,32px)}
.vf-header{position:fixed;inset:0 0 auto 0;height:var(--header);z-index:1000;background:rgba(5,18,34,.74);backdrop-filter:blur(18px) saturate(140%);border-bottom:1px solid rgba(255,255,255,.08);transition:background .5s,box-shadow .5s}.vf-header.scrolled{background:rgba(5,18,34,.94);box-shadow:0 12px 30px rgba(0,0,0,.18)}.vf-header-row{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}.vf-brand{display:inline-flex;align-items:center;gap:10px;min-width:0}.vf-brand-plate{display:grid;place-items:center;background:#fff;border-radius:18px;padding:8px 12px;box-shadow:0 12px 30px rgba(0,0,0,.16)}.vf-brand-plate img{display:block;width:auto;height:42px;max-width:180px}.vf-brand-fallback{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:linear-gradient(145deg,var(--gold2),var(--gold));color:var(--navy);font-weight:1000}
.vf-nav{display:flex;align-items:center;gap:8px}.vf-nav a{padding:11px 14px;border-radius:14px;font-weight:800;color:#dbe6f1;transition:transform .3s var(--ease),background .3s,color .3s}.vf-nav a:hover{transform:translateY(-2px);background:rgba(255,255,255,.08);color:#fff}.vf-nav .vf-call{background:linear-gradient(135deg,var(--teal),#15b2ab);box-shadow:0 10px 24px rgba(17,167,162,.24)}.vf-nav .vf-login{background:#fff;color:var(--navy)}.vf-menu-btn{display:none;border:0;background:rgba(255,255,255,.08);color:#fff;width:46px;height:46px;border-radius:15px;place-items:center}.vf-menu-lines{display:grid;gap:5px}.vf-menu-lines i{display:block;width:20px;height:2px;background:#fff;border-radius:999px;transition:transform .35s var(--ease),opacity .25s}.vf-menu-btn.open .vf-menu-lines i:nth-child(1){transform:translateY(7px) rotate(45deg)}.vf-menu-btn.open .vf-menu-lines i:nth-child(2){opacity:0}.vf-menu-btn.open .vf-menu-lines i:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.vf-mobile{position:fixed;inset:0;z-index:990;background:radial-gradient(circle at 85% 12%,rgba(76,232,255,.18),transparent 28%),radial-gradient(circle at 12% 80%,rgba(247,187,60,.12),transparent 28%),linear-gradient(145deg,#07182d,#082941 55%,#063b41);display:grid;place-items:stretch;opacity:0;pointer-events:none;transform:scale(1.03);transition:opacity .5s var(--ease),transform .65s var(--ease)}.vf-mobile.open{opacity:1;pointer-events:auto;transform:none}.vf-mobile-inner{padding:calc(var(--header) + 24px) 24px 24px;display:flex;flex-direction:column}.vf-mobile-meta{display:flex;justify-content:space-between;color:#9bb0c4;font-size:.72rem;text-transform:uppercase;letter-spacing:.16em}.vf-mobile-links{margin-top:30px;display:grid}.vf-mobile-links a{display:flex;justify-content:space-between;align-items:center;padding:20px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:clamp(2rem,8vw,3.8rem);font-weight:900;letter-spacing:-.04em;transform:translateY(20px);opacity:0}.vf-mobile.open .vf-mobile-links a{animation:vf-menu-in .65s var(--ease) forwards}.vf-mobile.open .vf-mobile-links a:nth-child(1){animation-delay:.05s}.vf-mobile.open .vf-mobile-links a:nth-child(2){animation-delay:.1s}.vf-mobile.open .vf-mobile-links a:nth-child(3){animation-delay:.15s}.vf-mobile.open .vf-mobile-links a:nth-child(4){animation-delay:.2s}.vf-mobile.open .vf-mobile-links a:nth-child(5){animation-delay:.25s}.vf-mobile-call{margin-top:auto;display:flex;align-items:center;justify-content:space-between;background:linear-gradient(135deg,var(--gold2),var(--gold));color:var(--navy);padding:18px 20px;border-radius:20px;font-weight:1000;font-size:1.1rem}
@keyframes vf-menu-in{to{opacity:1;transform:none}}
.vf-loader{position:fixed;inset:0;z-index:3000;display:grid;place-items:center;background:#04152a;transition:opacity .7s var(--ease),visibility .7s}.vf-loader.done{opacity:0;visibility:hidden}.vf-loader-core{text-align:center}.vf-loader-mark{width:80px;height:80px;border-radius:24px;margin:0 auto 16px;position:relative;overflow:hidden;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.1)}.vf-loader-mark:before{content:"";position:absolute;inset:-30%;background:conic-gradient(from 0deg,transparent,var(--gold),var(--cyan),transparent 70%);animation:vf-spin 1.4s linear infinite}.vf-loader-mark:after{content:"VF";position:absolute;inset:4px;border-radius:20px;background:#061a30;display:grid;place-items:center;font-weight:1000;font-size:1.25rem}.vf-loader-label{font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:#a9bfd4}.vf-loader-bar{width:170px;height:3px;background:rgba(255,255,255,.1);overflow:hidden;border-radius:999px;margin:14px auto 0}.vf-loader-bar i{display:block;height:100%;width:35%;background:linear-gradient(90deg,var(--gold),var(--cyan));animation:vf-load 1.1s ease-in-out infinite}
.vf-cursor,.vf-ring{position:fixed;left:0;top:0;pointer-events:none;z-index:3001;display:none}.vf-cursor-ready .vf-cursor,.vf-cursor-ready .vf-ring{display:block}.vf-cursor{width:8px;height:8px;border-radius:50%;background:#fff;mix-blend-mode:difference}.vf-ring{width:38px;height:38px;border:1px solid rgba(255,255,255,.7);border-radius:50%;transition:width .25s,height .25s,border-color .25s}.vf-cursor-hover .vf-ring{width:56px;height:56px;border-color:var(--gold)}
.vf-presentation{min-height:100svh}.vf-screen{position:relative;min-height:100svh;display:flex;align-items:center;overflow:hidden;isolation:isolate}.vf-screen.light{background:#f6f8fc;color:var(--ink)}.vf-screen.dark{background:linear-gradient(135deg,#06192f,#092d48 50%,#075558);color:var(--white)}.vf-screen-inner{position:relative;z-index:3;width:100%}.vf-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:64px;align-items:center}.vf-kicker{display:inline-flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.18em;font-size:.72rem;font-weight:900;color:#8fe6dc}.vf-kicker:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 20px var(--gold)}.vf-hero-title{font-size:clamp(4rem,8.2vw,8.2rem);line-height:.88;letter-spacing:-.065em;margin:18px 0 24px;max-width:900px}.vf-hero-title em,.vf-screen h2 em{font-style:normal;color:var(--gold2)}.vf-hero-lead{font-size:clamp(1.05rem,1.5vw,1.35rem);line-height:1.65;color:#b7c8d8;max-width:700px}.vf-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.vf-btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;border:0;border-radius:16px;padding:15px 20px;font-weight:900;cursor:pointer;position:relative;overflow:hidden;transition:transform .35s var(--ease),box-shadow .35s,border-color .35s}.vf-btn:before{content:"";position:absolute;inset:-120% 30%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.45),transparent);transform:translateX(-130%) rotate(12deg);transition:transform .7s}.vf-btn:hover:before{transform:translateX(160%) rotate(12deg)}.vf-btn:hover{transform:translateY(-3px)}.vf-btn.gold{color:var(--navy);background:linear-gradient(135deg,var(--gold2),var(--gold));box-shadow:0 16px 32px rgba(247,187,60,.2)}.vf-btn.ghost{color:#fff;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15)}.vf-btn.dark{color:#fff;background:var(--navy)}.vf-call{display:inline-flex;align-items:center;gap:10px;padding:12px 16px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);font-weight:900}.vf-call .dot{width:8px;height:8px;background:#64ffd5;border-radius:50%;box-shadow:0 0 16px #64ffd5;animation:vf-pulse 2s infinite}
.vf-art{position:relative;min-height:560px;display:grid;place-items:center}.vf-art-orbit{position:absolute;border:1px solid rgba(255,255,255,.12);border-radius:50%;animation:vf-orbit 18s linear infinite}.vf-art-orbit.o1{width:74%;height:74%}.vf-art-orbit.o2{width:90%;height:48%;transform:rotate(25deg);animation-duration:24s}.vf-art-orbit.o3{width:48%;height:92%;transform:rotate(-25deg);animation-duration:30s}.vf-art-panel{width:min(560px,88%);aspect-ratio:1.18;border-radius:32px;background:linear-gradient(145deg,rgba(255,255,255,.15),rgba(255,255,255,.06));border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(12px);box-shadow:var(--shadow);padding:28px;position:relative;transform:rotate(-4deg);animation:vf-float 7s ease-in-out infinite}.vf-art-panel:after{content:"";position:absolute;inset:-30%;background:linear-gradient(110deg,transparent 38%,rgba(255,255,255,.16) 49%,transparent 60%);animation:vf-sheen 7s var(--ease) infinite}.vf-art-top{display:flex;justify-content:space-between;color:#b7c9d7;letter-spacing:.15em;font-size:.7rem;text-transform:uppercase}.vf-art-main{display:grid;gap:8px;align-content:center;height:75%;font-size:clamp(2.2rem,4vw,4.4rem);font-weight:900;letter-spacing:-.06em}.vf-art-main em{color:var(--gold2);font-style:normal}.vf-float{position:absolute;padding:15px 16px;border-radius:18px;background:rgba(6,24,42,.74);border:1px solid rgba(255,255,255,.16);backdrop-filter:blur(12px);box-shadow:0 22px 60px rgba(0,0,0,.25);display:grid;gap:3px;z-index:4;animation:vf-float 6s ease-in-out infinite}.vf-float small{color:var(--gold);font-weight:900;letter-spacing:.12em}.vf-float strong{font-size:1.05rem}.vf-float span{font-size:.82rem;color:#a9bfd4}.vf-float.a{left:4%;top:20%}.vf-float.b{right:-2%;bottom:16%;animation-delay:-2.2s}.vf-scrollcue{position:absolute;bottom:24px;left:50%;transform:translateX(-50%);display:flex;align-items:center;gap:9px;font-size:.75rem;letter-spacing:.13em;text-transform:uppercase;color:#a8bdd0;z-index:4}.vf-scrollcue i{width:22px;height:34px;border:1px solid rgba(255,255,255,.3);border-radius:999px;position:relative}.vf-scrollcue i:after{content:"";position:absolute;left:50%;top:7px;width:4px;height:7px;border-radius:999px;background:var(--gold);transform:translateX(-50%);animation:vf-wheel 1.8s ease-in-out infinite}
.vf-scene-glow{position:absolute;border-radius:50%;filter:blur(55px);opacity:.22;pointer-events:none;animation:vf-breathe 8s ease-in-out infinite}.vf-scene-glow.a{width:36vw;height:36vw;right:-10vw;top:-6vw;background:var(--cyan)}.vf-scene-glow.b{width:30vw;height:30vw;left:-8vw;bottom:-8vw;background:var(--gold);animation-delay:-3s}.vf-gridlines{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(to bottom,transparent,black 15%,black 85%,transparent)}
.vf-section-head{display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:end;margin-bottom:32px}.vf-section-head h2{margin:12px 0 0;font-size:clamp(3.3rem,6vw,6.4rem);line-height:.9;letter-spacing:-.06em}.vf-section-head>p{color:#b8cad9;line-height:1.65;font-size:1rem;max-width:620px}.vf-product-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.vf-product{min-height:290px;padding:18px;border:1px solid rgba(255,255,255,.1);border-radius:22px;background:linear-gradient(145deg,rgba(255,255,255,.09),rgba(255,255,255,.035));display:flex;flex-direction:column;position:relative;overflow:hidden;transition:transform .45s var(--ease),border-color .45s,box-shadow .45s}.vf-product:before{content:"";position:absolute;inset:-45%;background:conic-gradient(from 180deg,transparent 0 35%,rgba(76,232,255,.14),rgba(247,187,60,.12),transparent 68%);animation:vf-spin 16s linear infinite}.vf-product>*{position:relative;z-index:2}.vf-product:hover{transform:translateY(-10px);border-color:rgba(255,255,255,.28);box-shadow:0 22px 70px rgba(0,0,0,.2)}.vf-product-num{width:38px;height:38px;border-radius:13px;display:grid;place-items:center;background:rgba(255,255,255,.08);font-weight:900;color:var(--gold)}.vf-product small{margin-top:22px;color:#8fe6dc;text-transform:uppercase;letter-spacing:.14em}.vf-product h3{font-size:1.35rem;line-height:1.08;margin:8px 0}.vf-product p{color:#afc1d0;line-height:1.5;font-size:.9rem;margin:0}.vf-product-bottom{margin-top:auto;display:flex;justify-content:space-between;padding-top:18px;color:#fff;font-size:.88rem}.vf-product-bottom b{color:var(--gold2)}
.vf-process{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.vf-step{padding:24px;border-radius:22px;border:1px solid rgba(255,255,255,.11);background:rgba(255,255,255,.055);min-height:260px;transition:transform .4s var(--ease),background .4s}.vf-step:hover{transform:translateY(-8px);background:rgba(255,255,255,.09)}.vf-step-index{font-size:.75rem;letter-spacing:.15em;color:var(--gold);font-weight:900}.vf-step h3{font-size:1.5rem;margin:18px 0 10px}.vf-step p{color:#afc3d4;line-height:1.6}
.vf-feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.vf-feature{padding:26px;border-radius:24px;background:linear-gradient(145deg,rgba(255,255,255,.1),rgba(255,255,255,.035));border:1px solid rgba(255,255,255,.12);min-height:270px;transition:transform .45s var(--ease)}.vf-feature:hover{transform:translateY(-8px) rotateX(1deg)}.vf-feature .icon{width:48px;height:48px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(145deg,rgba(247,187,60,.2),rgba(76,232,255,.1));border:1px solid rgba(255,255,255,.1);font-size:1.4rem;animation:vf-icon-float 4.6s ease-in-out infinite}.vf-feature h3{font-size:1.4rem;margin:20px 0 10px}.vf-feature p{color:#afc4d5;line-height:1.65}
.vf-final-grid{display:grid;grid-template-columns:1fr .8fr;gap:34px;align-items:center}.vf-final h2{font-size:clamp(4rem,7vw,7rem);line-height:.88;letter-spacing:-.065em;margin:12px 0 20px}.vf-final p{max-width:720px;color:#bacad8;font-size:1.1rem;line-height:1.65}.vf-final-card{padding:28px;border-radius:28px;background:linear-gradient(145deg,rgba(255,255,255,.12),rgba(255,255,255,.05));border:1px solid rgba(255,255,255,.16);box-shadow:var(--shadow);position:relative;overflow:hidden}.vf-final-card:before{content:"";position:absolute;inset:-2px;background:linear-gradient(120deg,transparent,rgba(76,232,255,.12),rgba(247,187,60,.1),transparent);animation:vf-border-shift 7s linear infinite}.vf-final-card>*{position:relative}.vf-final-card h3{margin:0 0 16px;font-size:1.3rem}.vf-final-card ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}.vf-final-card li{display:flex;gap:10px;color:#c4d2df;line-height:1.5}.vf-final-card li:before{content:"✓";color:var(--gold);font-weight:1000}
.vf-footer{background:#031427;padding:58px 0 26px;border-top:1px solid rgba(255,255,255,.07)}.vf-footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}.vf-footer p,.vf-footer a{color:#90a6bb;line-height:1.7}.vf-footer a:hover{color:#fff}.vf-footer h4{margin:0 0 12px}.vf-footer-bottom{margin-top:42px;padding-top:20px;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;color:#6f859a;font-size:.78rem}
.vf-page{background:#f4f8fb;color:var(--ink);min-height:100svh;padding-top:var(--header)}.vf-tool-hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#071a31,#0a4a55 55%,#0d756f);color:#fff;padding:92px 0 54px}.vf-tool-hero:before,.vf-tool-hero:after{content:"";position:absolute;border-radius:50%;filter:blur(28px);opacity:.24;pointer-events:none}.vf-tool-hero:before{width:35vw;height:35vw;background:var(--cyan);right:-8vw;top:-8vw}.vf-tool-hero:after{width:26vw;height:26vw;background:var(--gold);left:-8vw;bottom:-12vw}.vf-tool-hero h1{font-size:clamp(3rem,6vw,6.6rem);line-height:.9;letter-spacing:-.06em;max-width:800px;margin:14px 0 18px}.vf-tool-hero p{max-width:760px;color:#c7d5e1;line-height:1.65}.vf-tool-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:18px;padding:22px 0 70px}.vf-panel{background:#fff;border:1px solid rgba(16,34,61,.08);border-radius:24px;padding:24px;box-shadow:0 18px 55px rgba(6,25,47,.08)}.vf-panel h2{margin:0 0 16px}.vf-live{display:inline-flex;gap:8px;align-items:center;background:#eef9f6;color:#147a70;border-radius:999px;padding:7px 11px;font-size:.76rem;font-weight:900;text-transform:uppercase;letter-spacing:.09em}.vf-live i{width:7px;height:7px;border-radius:50%;background:#18a68a;animation:vf-pulse 1.8s infinite}.vf-field{display:grid;gap:7px;margin:15px 0}.vf-field label{font-weight:850;font-size:.9rem}.vf-field input,.vf-field select,.vf-field textarea{width:100%;padding:13px 14px;border:1px solid rgba(16,34,61,.14);border-radius:14px;background:#fff;color:var(--ink);outline:none;transition:border-color .25s,box-shadow .25s}.vf-field input:focus,.vf-field select:focus,.vf-field textarea:focus{border-color:#10958f;box-shadow:0 0 0 4px rgba(16,149,143,.1)}.vf-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:12px}.vf-estimate{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.vf-stat{padding:18px;border-radius:18px;background:#f4f7fb;border:1px solid rgba(16,34,61,.06)}.vf-stat small{display:block;color:#708198}.vf-stat strong{display:block;margin-top:8px;font-size:1.45rem}.vf-schedule-scroll{overflow:auto;border:1px solid rgba(16,34,61,.08);border-radius:18px}.vf-schedule{width:100%;min-width:900px;border-collapse:collapse}.vf-schedule th,.vf-schedule td{padding:10px 12px;border-bottom:1px solid rgba(16,34,61,.06);text-align:right;white-space:nowrap}.vf-schedule th:first-child,.vf-schedule td:first-child{text-align:left}.vf-schedule thead{background:#0a2745;color:#fff;position:sticky;top:0}.vf-note{margin-top:15px;padding:12px 14px;border-radius:14px;background:#f5f8fb;color:#66778b;font-size:.88rem;line-height:1.55}.vf-success{padding:14px;border-radius:14px;background:#eaf8f3;color:#156d56;margin-bottom:14px}.vf-error{padding:14px;border-radius:14px;background:#fff0f0;color:#a42d2d;margin-bottom:14px}.vf-hidden{display:none!important}
.vf-reveal{opacity:0;transform:translateY(30px);filter:blur(8px);transition:opacity .85s var(--ease),transform .85s var(--ease),filter .85s var(--ease)}.vf-reveal.on{opacity:1;transform:none;filter:none}.vf-delay-1{transition-delay:.05s}.vf-delay-2{transition-delay:.1s}.vf-delay-3{transition-delay:.15s}.vf-delay-4{transition-delay:.2s}.vf-delay-5{transition-delay:.25s}
.vf-home-dots{position:fixed;right:18px;top:50%;transform:translateY(-50%);z-index:800;display:grid;gap:10px}.vf-home-dots button{width:11px;height:11px;padding:0;border:1px solid rgba(255,255,255,.5);background:transparent;border-radius:50%;cursor:pointer;transition:transform .25s,background .25s}.vf-home-dots button.active{background:var(--gold);transform:scale(1.45)}.vf-progress{position:fixed;top:0;left:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--cyan));width:0;z-index:2000;box-shadow:0 0 14px rgba(76,232,255,.5)}
@keyframes vf-spin{to{transform:rotate(360deg)}}@keyframes vf-load{0%{transform:translateX(-140%)}60%,100%{transform:translateX(220%)}}@keyframes vf-breathe{0%,100%{transform:scale(.92);opacity:.16}50%{transform:scale(1.12);opacity:.27}}@keyframes vf-orbit{to{transform:rotate(360deg)}}@keyframes vf-float{0%,100%{transform:translateY(0) rotate(-4deg)}50%{transform:translateY(-14px) rotate(-2.5deg)}}@keyframes vf-sheen{0%,62%,100%{transform:translateX(-60%)}82%{transform:translateX(65%)}}@keyframes vf-wheel{0%{transform:translate(-50%,0);opacity:0}25%{opacity:1}75%{transform:translate(-50%,9px);opacity:0}100%{opacity:0}}@keyframes vf-pulse{0%,100%{box-shadow:0 0 0 0 rgba(100,255,213,.25)}50%{box-shadow:0 0 0 8px rgba(100,255,213,0)}}@keyframes vf-icon-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-5px)}}@keyframes vf-border-shift{to{transform:rotate(360deg)}}
@media (min-width:1200px){
  .vf-product-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}
  .vf-product{min-height:clamp(220px,34svh,310px);padding:20px}
  .vf-product h3{font-size:1.18rem}
  .vf-product p{font-size:.82rem;line-height:1.38}
  .vf-screen:not(.vf-hero) .vf-screen-inner{transform:translateY(-1vh)}
}
@media (max-width:1199px){
  .vf-grid{grid-template-columns:1fr 1fr;gap:36px}
  .vf-section-head{grid-template-columns:1fr;gap:14px}
  .vf-product-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
  .vf-product{min-height:clamp(210px,31svh,285px);padding:20px}
  .vf-product h3{font-size:1.2rem}
  .vf-product p{font-size:.84rem;line-height:1.42}
  .vf-process{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
  .vf-step{min-height:0;padding:20px}
  .vf-feature{min-height:0;padding:22px}
  .vf-art{min-height:clamp(380px,60svh,500px)}
}
@media (max-width:820px){
  :root{--header:70px}
  .vf-nav{display:none}.vf-menu-btn{display:grid}
  .vf-shell{width:min(calc(100% - 32px),740px)}
  .vf-grid,.vf-final-grid,.vf-tool-layout{grid-template-columns:1fr}
  .vf-presentation{height:auto;min-height:100svh;scroll-snap-type:y mandatory;overscroll-behavior-y:contain}
  .vf-screen{height:100svh;min-height:100svh;padding:calc(var(--header) + 26px) 0 26px;scroll-snap-align:start;scroll-snap-stop:always}
  .vf-screen:not(.vf-hero) .vf-screen-inner{transform:none}
  .vf-screen-inner{display:flex;align-items:center;min-height:calc(100svh - var(--header) - 52px)}
  .vf-hero .vf-screen-inner{min-height:calc(100svh - var(--header) - 20px)}
  .vf-grid{gap:18px;align-items:center}
  .vf-hero-title{font-size:clamp(3rem,11vw,5.2rem);line-height:.87;margin:12px 0 16px}
  .vf-hero-lead{font-size:clamp(.95rem,2.3vw,1.05rem);line-height:1.5}
  .vf-actions{margin-top:20px;gap:9px}
  .vf-art{min-height:0;height:min(39svh,360px)}
  .vf-art-panel{width:min(76vw,430px);padding:20px;border-radius:24px}
  .vf-art-main{font-size:clamp(1.8rem,5.5vw,3.2rem)}
  .vf-float{padding:11px 12px}
  .vf-float.a{left:2%;top:8%}.vf-float.b{right:0;bottom:6%}
  .vf-section-head{gap:8px}
  .vf-section-head h2{font-size:clamp(2.3rem,8vw,4rem);line-height:.92;margin:8px 0}
  .vf-section-head>p{font-size:.92rem;line-height:1.45;max-width:70ch}
  .vf-product-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:9px}
  .vf-product{min-height:0;padding:14px;border-radius:18px}
  .vf-product-num{width:30px;height:30px;border-radius:10px;font-size:.78rem}
  .vf-product small{margin-top:12px;font-size:.62rem}
  .vf-product h3{font-size:1rem;margin:6px 0}
  .vf-product p{font-size:.72rem;line-height:1.3;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:3;overflow:hidden}
  .vf-product-bottom{padding-top:10px;font-size:.72rem}
  .vf-process{grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
  .vf-step{padding:14px;border-radius:16px}
  .vf-step-index{font-size:.62rem}.vf-step h3{font-size:1rem;margin:10px 0 5px}.vf-step p{font-size:.72rem;line-height:1.35}
  .vf-feature-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:9px}
  .vf-feature{padding:15px;border-radius:18px;min-height:0}
  .vf-feature .icon{width:38px;height:38px;border-radius:12px;font-size:1rem}
  .vf-feature h3{font-size:1rem;margin:12px 0 6px}.vf-feature p{font-size:.72rem;line-height:1.35}
  .vf-final-grid{gap:14px}
  .vf-final h2{font-size:clamp(3rem,10vw,5rem);line-height:.9;margin:10px 0 14px}
  .vf-final p{font-size:.9rem;line-height:1.45}
  .vf-final-card{padding:18px;border-radius:20px}.vf-final-card h3{font-size:1.05rem;margin-bottom:10px}.vf-final-card ul{gap:7px}.vf-final-card li{font-size:.8rem}
  .vf-footer-grid{grid-template-columns:1fr 1fr}
  .vf-home-dots{right:7px}
}
@media (max-width:600px){
  .vf-shell{width:calc(100% - 20px)}
  .vf-brand-plate img{height:32px}.vf-brand-plate{padding:5px 8px;border-radius:13px}
  .vf-header-row{gap:10px}
  .vf-screen{padding:calc(var(--header) + 18px) 0 18px}
  .vf-screen-inner{min-height:calc(100svh - var(--header) - 36px)}
  .vf-hero .vf-screen-inner{min-height:calc(100svh - var(--header) - 8px)}
  .vf-hero-title{font-size:clamp(2.65rem,14vw,4.4rem)}
  .vf-actions{display:grid}.vf-btn,.vf-call{width:100%}
  .vf-art{height:min(31svh,285px)}
  .vf-art-panel{width:86vw;padding:16px;border-radius:20px}
  .vf-art-main{font-size:clamp(1.55rem,7vw,2.5rem)}
  .vf-float{padding:9px 10px}.vf-float strong{font-size:.9rem}.vf-float span{font-size:.7rem}
  .vf-section-head h2{font-size:clamp(2rem,11vw,3.3rem)}
  .vf-section-head>p{font-size:.78rem;line-height:1.35}
  .vf-product-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:7px}
  .vf-product{padding:11px;border-radius:15px}
  .vf-product:nth-child(5){grid-column:1 / -1}
  .vf-product small{margin-top:8px;font-size:.55rem}.vf-product h3{font-size:.9rem}.vf-product p{font-size:.65rem;-webkit-line-clamp:2}.vf-product-bottom{font-size:.63rem}
  .vf-process{grid-template-columns:repeat(2,minmax(0,1fr));gap:7px}.vf-step{padding:12px;min-height:0}.vf-step h3{font-size:.95rem}.vf-step p{font-size:.68rem}
  .vf-feature-grid{grid-template-columns:1fr;gap:7px}.vf-feature{display:grid;grid-template-columns:40px 1fr;column-gap:10px;align-items:start;padding:12px}.vf-feature .icon{grid-row:span 2}.vf-feature h3{font-size:.92rem;margin:0 0 3px}.vf-feature p{font-size:.68rem;margin:0}
  .vf-final-card{padding:15px}.vf-final p{font-size:.8rem}.vf-final-card li{font-size:.72rem}
  .vf-footer-grid{grid-template-columns:1fr}.vf-footer-bottom{display:grid;gap:8px}.vf-home-dots{display:none}.vf-scrollcue{display:none}
  .vf-mobile-links a{font-size:2.35rem;padding:16px 0}
}
@media (max-height:760px) and (min-width:821px){
  .vf-screen{padding-top:calc(var(--header) + 14px);padding-bottom:14px}
  .vf-grid{gap:28px}.vf-hero-title{font-size:clamp(3.2rem,7vw,6.5rem);margin:10px 0 14px}.vf-hero-lead{font-size:1rem;line-height:1.45}.vf-actions{margin-top:18px}
  .vf-art{min-height:360px}.vf-art-panel{width:min(460px,82%)}
  .vf-section-head h2{font-size:clamp(3rem,6vw,5.7rem)}
  .vf-product{min-height:210px;padding:16px}.vf-product p{line-height:1.3}
  .vf-step{padding:18px;min-height:210px}.vf-feature{padding:20px;min-height:210px}
  .vf-final-card{padding:20px}
}
@media (max-height:680px) and (min-width:821px){
  .vf-hero-title{font-size:clamp(2.8rem,6.2vw,5.6rem)}.vf-hero-lead{font-size:.92rem}
  .vf-art{min-height:300px}.vf-art-panel{width:min(400px,78%);padding:20px}
  .vf-product{min-height:175px}.vf-product p{-webkit-line-clamp:2;display:-webkit-box;-webkit-box-orient:vertical;overflow:hidden}
  .vf-step{min-height:175px}.vf-feature{min-height:175px}
}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.vf-presentation{scroll-snap-type:none}.vf-reveal{opacity:1!important;transform:none!important;filter:none!important}.vf-cursor,.vf-ring{display:none!important}}

/* ======================================================================
   VETRIVEL FINANCE v1.8.0 RESPONSIVE MASTER OVERRIDES
   Goal: every presentation screen is self-contained, every control is
   reachable, and the public calculator remains usable at narrow widths.
   ====================================================================== */
html{scroll-behavior:smooth}body{overflow-x:hidden}
.vf-header{padding-top:env(safe-area-inset-top,0px)}
.vf-shell{max-width:1240px}
.vf-screen{min-height:100svh;height:100svh;padding-top:var(--header);padding-bottom:18px}
.vf-screen-inner{max-height:calc(100svh - var(--header) - 18px)}
.vf-screen:not(.vf-hero) .vf-screen-inner{transform:none}
.vf-product,.vf-step,.vf-feature,.vf-final-card{min-width:0}
.vf-product p,.vf-step p,.vf-feature p,.vf-final p{overflow-wrap:anywhere}
.vf-art{min-width:0}
.vf-tool-layout{align-items:start}
.vf-panel{min-width:0}
.vf-schedule-scroll{-webkit-overflow-scrolling:touch;scrollbar-width:thin}
.vf-schedule th,.vf-schedule td{font-variant-numeric:tabular-nums}
.vf-field input,.vf-field select,.vf-field textarea{min-width:0;max-width:100%}

/* Required form fields visibly remain red until valid. */
.vf-field:has(input:required:not(:valid)) label,
.vf-field:has(select:required:not(:valid)) label,
.vf-field:has(textarea:required:not(:valid)) label{color:#c83232}
.vf-field:has(input:required:not(:valid)) input,
.vf-field:has(select:required:not(:valid)) select,
.vf-field:has(textarea:required:not(:valid)) textarea{border-color:#d94a4a;box-shadow:0 0 0 3px rgba(217,74,74,.08)}
.vf-field input:required:valid,.vf-field select:required:valid,.vf-field textarea:required:valid{border-color:rgba(16,149,143,.42)}

/* Narrow desktop/tablet: reduce density before it becomes cramped. */
@media (max-width:1199px){
  .vf-screen{padding-top:calc(var(--header) + 10px);padding-bottom:14px}
  .vf-screen-inner{max-height:calc(100svh - var(--header) - 24px)}
  .vf-grid{gap:28px}
  .vf-section-head{margin-bottom:20px}
  .vf-section-head h2{font-size:clamp(2.8rem,6vw,5rem)}
  .vf-product{min-height:0;height:clamp(190px,30svh,250px)}
  .vf-product p{font-size:.82rem}
  .vf-process{gap:10px}.vf-step{padding:18px;min-height:0;height:clamp(180px,28svh,235px)}
  .vf-feature{padding:20px;min-height:0;height:clamp(190px,29svh,240px)}
  .vf-final-grid{gap:22px}
}

/* Phone presentation: preserve two visual columns where useful, but make
   every screen fit within the viewport. No clipped cards, no hidden CTA. */
@media (max-width:820px){
  :root{--header:68px}
  .vf-shell{width:min(100% - 24px,740px)}
  .vf-presentation{height:auto;min-height:100svh;overflow:visible}
  .vf-screen{height:100svh;min-height:100svh;padding:calc(var(--header) + 8px) 0 10px;overflow:hidden}
  .vf-screen-inner{width:100%;min-height:0;max-height:none;height:100%;display:flex;align-items:center}
  .vf-hero .vf-screen-inner{height:100%}
  .vf-grid{grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);gap:12px;align-items:center}
  .vf-hero-title{font-size:clamp(2.55rem,10.7vw,4.6rem);line-height:.86;margin:9px 0 13px}
  .vf-hero-lead{font-size:clamp(.82rem,2.5vw,1rem);line-height:1.38}
  .vf-actions{gap:7px;margin-top:15px}
  .vf-btn,.vf-call{padding:11px 13px;font-size:.82rem}
  .vf-art{height:min(52svh,360px);min-height:0}
  .vf-art-panel{width:min(78vw,350px);padding:16px;border-radius:21px}
  .vf-art-main{font-size:clamp(1.45rem,5.8vw,2.7rem)}
  .vf-float{padding:9px 10px;border-radius:14px;max-width:48%}
  .vf-float strong{font-size:.78rem}.vf-float span{font-size:.62rem}

  .vf-section-head{grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:10px;margin-bottom:10px;align-items:center}
  .vf-section-head h2{font-size:clamp(2.05rem,8.7vw,3.55rem);line-height:.88;margin:7px 0}
  .vf-section-head>p{font-size:.72rem;line-height:1.35}
  .vf-product-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:6px}
  .vf-product{height:clamp(135px,22svh,190px);padding:10px;border-radius:14px}
  .vf-product:nth-child(5){grid-column:auto}
  .vf-product-num{width:27px;height:27px;border-radius:9px;font-size:.68rem}
  .vf-product small{margin-top:7px;font-size:.49rem;letter-spacing:.1em}
  .vf-product h3{font-size:.78rem;line-height:1.05;margin:4px 0}
  .vf-product p{font-size:.57rem;line-height:1.25;-webkit-line-clamp:2;display:-webkit-box;-webkit-box-orient:vertical;overflow:hidden}
  .vf-product-bottom{padding-top:5px;font-size:.55rem}

  .vf-process{grid-template-columns:repeat(2,minmax(0,1fr));gap:6px}
  .vf-step{height:clamp(128px,20svh,175px);padding:11px;border-radius:14px}
  .vf-step-index{font-size:.56rem}.vf-step h3{font-size:.85rem;margin:8px 0 4px}.vf-step p{font-size:.62rem;line-height:1.28}
  .vf-feature-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:6px}
  .vf-feature{height:clamp(145px,22svh,185px);padding:11px;border-radius:15px}
  .vf-feature .icon{width:34px;height:34px;border-radius:10px;font-size:.9rem}
  .vf-feature h3{font-size:.78rem;margin:9px 0 4px}.vf-feature p{font-size:.59rem;line-height:1.28}
  .vf-final-grid{grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);gap:10px}
  .vf-final h2{font-size:clamp(2.55rem,10vw,4.2rem);line-height:.87;margin:8px 0 10px}
  .vf-final p{font-size:.72rem;line-height:1.34}
  .vf-final-card{padding:13px;border-radius:16px}
  .vf-final-card h3{font-size:.88rem;margin-bottom:8px}.vf-final-card ul{gap:5px}.vf-final-card li{font-size:.62rem;line-height:1.3}
  .vf-home-dots{right:5px}.vf-scrollcue{display:none}

  /* Calculator/enquiry */
  .vf-page{padding-top:var(--header)}
  .vf-tool-hero{padding:46px 0 28px}
  .vf-tool-hero h1{font-size:clamp(2.35rem,11vw,4.2rem);line-height:.9;margin:10px 0 13px}
  .vf-tool-hero p{font-size:.84rem;line-height:1.45;margin:0}
  .vf-tool-layout{grid-template-columns:1fr;gap:12px;padding:12px 0 42px}
  .vf-panel{padding:15px;border-radius:18px;box-shadow:0 12px 35px rgba(6,25,47,.07)}
  .vf-panel h2{font-size:1.25rem;margin-bottom:12px}
  .vf-grid-2{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
  .vf-field{gap:5px;margin:10px 0}.vf-field label{font-size:.78rem}.vf-field input,.vf-field select,.vf-field textarea{padding:11px 10px;border-radius:11px;font-size:.86rem}
  .vf-note{font-size:.72rem;line-height:1.45;padding:10px 11px}
  .vf-estimate{grid-template-columns:repeat(2,minmax(0,1fr));gap:7px}.vf-stat{padding:12px;border-radius:13px}.vf-stat small{font-size:.67rem}.vf-stat strong{font-size:1.05rem;margin-top:5px;overflow-wrap:anywhere}
  .vf-schedule-scroll{display:none}
  .vf-schedule-mobile{display:grid;gap:8px}
  .vf-schedule-mobile-card{display:grid;grid-template-columns:1fr 1fr;gap:6px;padding:11px;border:1px solid rgba(16,34,61,.08);border-radius:13px;background:#f8fafc}
  .vf-schedule-mobile-card .vf-row-title{grid-column:1/-1;display:flex;justify-content:space-between;font-weight:900;color:var(--ink);font-size:.76rem}
  .vf-schedule-mobile-card .vf-row-item{display:grid;gap:2px;min-width:0}.vf-schedule-mobile-card small{color:#73849a;font-size:.58rem}.vf-schedule-mobile-card strong{font-size:.72rem;overflow-wrap:anywhere}
  .vf-enquiry{margin-top:18px!important}
  .vf-enquiry .vf-actions{display:grid}.vf-enquiry .vf-actions>*{width:100%}
}

@media (max-width:520px){
  .vf-shell{width:calc(100% - 18px)}
  .vf-grid{gap:8px}
  .vf-kicker{font-size:.56rem;letter-spacing:.15em;gap:6px}.vf-kicker:before{width:6px;height:6px}
  .vf-hero-title{font-size:clamp(2.35rem,11.2vw,3.6rem)}
  .vf-hero-lead{font-size:.73rem}
  .vf-art{height:min(48svh,300px)}
  .vf-art-panel{width:84vw;max-width:310px;padding:13px}.vf-art-top{font-size:.56rem}.vf-art-main{font-size:clamp(1.25rem,6.5vw,2.1rem)}
  .vf-float{max-width:46%;padding:7px 8px}.vf-float small{font-size:.5rem}.vf-float strong{font-size:.7rem}.vf-float span{font-size:.55rem}
  .vf-section-head{gap:7px}.vf-section-head h2{font-size:clamp(1.82rem,9.8vw,3rem)}.vf-section-head>p{font-size:.61rem}
  .vf-product{height:clamp(120px,18svh,155px);padding:8px}.vf-product h3{font-size:.7rem}.vf-product p{font-size:.51rem}.vf-product-bottom{font-size:.49rem}
  .vf-process{gap:5px}.vf-step{height:clamp(120px,18svh,150px);padding:9px}.vf-step h3{font-size:.77rem}.vf-step p{font-size:.56rem}
  .vf-feature-grid{gap:5px}.vf-feature{height:clamp(132px,19svh,160px);padding:9px}.vf-feature .icon{width:29px;height:29px;font-size:.78rem}.vf-feature h3{font-size:.68rem}.vf-feature p{font-size:.53rem}
  .vf-final h2{font-size:clamp(2.3rem,10.8vw,3.6rem)}.vf-final p{font-size:.63rem}.vf-final-card{padding:10px}.vf-final-card h3{font-size:.76rem}.vf-final-card li{font-size:.55rem}
  .vf-mobile-links a{font-size:2.15rem;padding:14px 0}
  .vf-grid-2{grid-template-columns:1fr}
  .vf-tool-hero{padding-top:36px}
}

@media (max-height:760px) and (max-width:820px){
  .vf-screen{padding-top:calc(var(--header) + 4px);padding-bottom:5px}
  .vf-hero-title{font-size:clamp(2.1rem,9vw,3.2rem)}
  .vf-hero-lead{line-height:1.28}.vf-actions{margin-top:9px}
  .vf-art{height:min(44svh,250px)}
  .vf-section-head{margin-bottom:7px}.vf-product{height:clamp(108px,17svh,140px)}.vf-step{height:clamp(105px,17svh,140px)}.vf-feature{height:clamp(115px,18svh,145px)}
  .vf-final-card li{line-height:1.2}
}

@media (min-width:821px){.vf-schedule-mobile{display:none!important}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.vf-screen{scroll-snap-align:none}.vf-schedule-mobile-card,.vf-product,.vf-step,.vf-feature{transition:none!important}}

/* ======================================================================
   VETRIVEL FINANCE v1.8.0 — MOBILE PRESENTATION LAYOUT REBUILD
   The previous phone layout kept the heading and description side-by-side.
   On narrow screens that caused text to occupy the same visual column as
   the cards. This layer intentionally stacks the content and uses a
   compact, viewport-aware rhythm so nothing is overlapped or clipped.
   ====================================================================== */
@media (max-width:820px){
  .vf-screen{height:100svh;min-height:100svh;overflow:hidden;padding:calc(var(--header) + 6px) 0 8px}
  .vf-screen-inner{height:100%;min-height:0;max-height:none;display:block;padding:0}
  .vf-screen-inner>.vf-shell{height:100%;display:flex;flex-direction:column;justify-content:center}

  /* Every section becomes a single vertical composition. */
  .vf-section-head{display:block;margin:0 0 clamp(10px,1.8svh,20px);flex:0 0 auto}
  .vf-section-head>div{min-width:0}
  .vf-section-head>p{max-width:62ch;margin:clamp(8px,1.2svh,14px) 0 0;font-size:clamp(.72rem,1.9vw,.9rem);line-height:1.42;color:#b9cbd9}
  .vf-section-head h2{font-size:clamp(2.25rem,9.8vw,4.1rem);line-height:.88;letter-spacing:-.065em;margin:7px 0 0;max-width:10ch}

  /* Loan cards: 2 x 2 + final full-width card. */
  .vf-product-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(7px,1.5vw,12px);flex:0 0 auto}
  .vf-product{height:auto;min-height:0;padding:clamp(11px,1.8vw,16px);border-radius:17px;aspect-ratio:1.24/1}
  .vf-product:nth-child(5){grid-column:1/-1;aspect-ratio:2.55/1}
  .vf-product-num{width:30px;height:30px;border-radius:10px;font-size:.7rem}
  .vf-product small{margin-top:8px;font-size:.55rem;letter-spacing:.12em}
  .vf-product h3{font-size:clamp(.9rem,3.1vw,1.15rem);line-height:1.03;margin:5px 0}
  .vf-product p{font-size:clamp(.58rem,1.75vw,.72rem);line-height:1.3;-webkit-line-clamp:2}
  .vf-product-bottom{padding-top:7px;font-size:clamp(.56rem,1.7vw,.7rem)}

  /* Four process cards remain a clean 2 x 2 block. */
  .vf-process{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(7px,1.5vw,12px);flex:0 0 auto}
  .vf-step{height:auto;min-height:0;padding:clamp(12px,2vw,17px);border-radius:17px;aspect-ratio:1.15/1}
  .vf-step-index{font-size:.62rem}.vf-step h3{font-size:clamp(.9rem,3vw,1.15rem);margin:9px 0 5px}.vf-step p{font-size:clamp(.61rem,1.8vw,.75rem);line-height:1.35;margin:0}

  /* Feature cards: 2 columns, with the last card spanning both. */
  .vf-feature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(7px,1.5vw,12px);flex:0 0 auto}
  .vf-feature{height:auto;min-height:0;padding:clamp(12px,2vw,17px);border-radius:17px;aspect-ratio:1.25/1}
  .vf-feature:nth-child(3){grid-column:1/-1;aspect-ratio:2.55/1}
  .vf-feature .icon{width:34px;height:34px;border-radius:10px;font-size:.9rem}
  .vf-feature h3{font-size:clamp(.84rem,2.8vw,1.1rem);margin:9px 0 5px}.vf-feature p{font-size:clamp(.6rem,1.8vw,.74rem);line-height:1.32;margin:0}

  /* Estimate CTA belongs below the feature cards, never beside/over them. */
  .vf-screen:nth-child(4) .vf-actions{display:flex;flex-wrap:wrap;margin-top:clamp(9px,1.6svh,16px);gap:8px}
  .vf-screen:nth-child(4) .vf-actions .vf-btn,.vf-screen:nth-child(4) .vf-actions .vf-call{width:auto;flex:1 1 190px}

  /* Why section uses the same two-column card rhythm. */
  .vf-screen:nth-child(5) .vf-feature-grid .vf-feature:nth-child(3){aspect-ratio:2.55/1}

  /* Final screen: copy first, compact checklist second. */
  .vf-final-grid{display:grid;grid-template-columns:1fr;gap:clamp(10px,2svh,18px);height:auto}
  .vf-final h2{font-size:clamp(2.65rem,11vw,4.5rem);line-height:.87;margin:8px 0 11px;max-width:9ch}
  .vf-final p{font-size:clamp(.7rem,1.95vw,.88rem);line-height:1.4;margin:0;max-width:58ch}
  .vf-final .vf-actions{display:flex;flex-wrap:wrap;margin-top:12px;gap:8px}
  .vf-final .vf-actions .vf-btn,.vf-final .vf-actions .vf-call{width:auto;flex:1 1 170px}
  .vf-final-card{padding:14px 15px;border-radius:17px}
  .vf-final-card h3{font-size:.9rem;margin-bottom:8px}.vf-final-card ul{grid-template-columns:1fr 1fr;gap:6px 12px}.vf-final-card li{font-size:.62rem;line-height:1.3}

  /* Hero gets a deliberate top-to-bottom composition instead of centering
     two unrelated columns in the middle of the phone. */
  .vf-hero .vf-screen-inner>.vf-shell{justify-content:center}
  .vf-hero .vf-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.88fr);gap:10px;align-items:center}
  .vf-hero-title{font-size:clamp(2.65rem,11.2vw,4.5rem);line-height:.86;margin:9px 0 12px}
  .vf-hero-lead{font-size:clamp(.72rem,1.95vw,.9rem);line-height:1.4}
  .vf-hero .vf-actions{display:grid;grid-template-columns:1fr;gap:7px;margin-top:13px}
  .vf-hero .vf-btn,.vf-hero .vf-call{width:100%}
  .vf-art{height:min(42svh,330px);min-height:0}

  /* Keep the fixed UI clear of the actual content. */
  .vf-home-dots{right:6px;gap:8px}.vf-home-dots button{width:9px;height:9px}
}

@media (max-width:600px){
  .vf-shell{width:calc(100% - 28px)}
  .vf-screen{padding-top:calc(var(--header) + 4px);padding-bottom:5px}
  .vf-screen-inner>.vf-shell{justify-content:center}
  .vf-section-head{margin-bottom:9px}
  .vf-section-head h2{font-size:clamp(2.15rem,10.6vw,3.5rem);max-width:11ch}
  .vf-section-head>p{font-size:clamp(.66rem,1.95vw,.78rem);line-height:1.35;margin-top:7px}
  .vf-product-grid,.vf-process,.vf-feature-grid{gap:6px}
  .vf-product{padding:9px;aspect-ratio:1.2/1}
  .vf-product:nth-child(5){aspect-ratio:2.45/1}
  .vf-product-num{width:27px;height:27px;font-size:.64rem}
  .vf-product small{font-size:.48rem;margin-top:6px}.vf-product h3{font-size:.76rem}.vf-product p{font-size:.52rem}.vf-product-bottom{font-size:.5rem;padding-top:5px}
  .vf-step{padding:10px;aspect-ratio:1.08/1}.vf-step-index{font-size:.55rem}.vf-step h3{font-size:.76rem;margin:7px 0 4px}.vf-step p{font-size:.54rem;line-height:1.3}
  .vf-feature{padding:10px;aspect-ratio:1.15/1}.vf-feature:nth-child(3){aspect-ratio:2.4/1}.vf-feature .icon{width:29px;height:29px;font-size:.78rem}.vf-feature h3{font-size:.7rem;margin:7px 0 4px}.vf-feature p{font-size:.52rem;line-height:1.28}
  .vf-final-card ul{grid-template-columns:1fr 1fr}.vf-final-card li{font-size:.52rem}
  .vf-hero .vf-grid{gap:7px}.vf-hero-title{font-size:clamp(2.35rem,11.3vw,3.65rem)}.vf-hero-lead{font-size:.66rem}.vf-art{height:min(39svh,270px)}
}

/* Very short phones: reduce density rather than clipping content. */
@media (max-height:760px) and (max-width:820px){
  .vf-screen{padding-top:calc(var(--header) + 2px)}
  .vf-section-head{margin-bottom:6px}.vf-section-head h2{font-size:clamp(1.95rem,8.8vw,3rem)}.vf-section-head>p{font-size:.58rem;line-height:1.3;margin-top:5px}
  .vf-product{padding:7px}.vf-product small{margin-top:4px}.vf-product h3{font-size:.67rem}.vf-product p{font-size:.47rem}.vf-product-bottom{font-size:.46rem}
  .vf-step{padding:8px}.vf-step h3{font-size:.68rem;margin:5px 0 3px}.vf-step p{font-size:.49rem}
  .vf-feature{padding:8px}.vf-feature h3{font-size:.64rem;margin:5px 0 3px}.vf-feature p{font-size:.47rem}
  .vf-final-grid{gap:8px}.vf-final h2{font-size:clamp(2.15rem,9vw,3.3rem);margin:6px 0 8px}.vf-final p{font-size:.57rem}.vf-final-card{padding:9px}.vf-final-card li{font-size:.48rem}
  .vf-art{height:min(35svh,230px)}
}

@media (prefers-reduced-motion:reduce){
  .vf-screen-inner>.vf-shell{transform:none!important}
}
/* Vetrivel Finance 1.6 — Responsive composition layer
   Mobile is intentionally composed as a vertical presentation, not a scaled desktop.
*/
:root{
  --vf-safe-top:env(safe-area-inset-top,0px);
  --vf-safe-bottom:env(safe-area-inset-bottom,0px);
}
html{scroll-behavior:smooth;scroll-padding-top:var(--header)}
body{overflow-x:hidden}
.vf-header{padding-top:var(--vf-safe-top)}
.vf-presentation{scroll-snap-type:y mandatory;overscroll-behavior-y:none}
.vf-screen{scroll-snap-align:start;scroll-snap-stop:always}
.vf-screen[data-active="1"] .vf-scene-glow.a{opacity:.28}
.vf-screen[data-active="1"] .vf-gridlines{opacity:1}
.vf-product,.vf-step,.vf-feature,.vf-final-card{min-width:0;overflow:hidden}
.vf-product h3,.vf-step h3,.vf-feature h3,.vf-final-card h3{overflow-wrap:anywhere}
.vf-product p,.vf-step p,.vf-feature p,.vf-final p{overflow-wrap:anywhere}

@media (max-width:820px){
  :root{--header:72px}
  .vf-shell{width:min(calc(100% - 28px),760px)}
  .vf-header{height:calc(var(--header) + var(--vf-safe-top));}
  .vf-header-row{height:var(--header);padding-top:var(--vf-safe-top)}
  .vf-brand-plate{padding:6px 9px;border-radius:14px}
  .vf-brand-plate img{height:34px;max-width:175px}
  .vf-menu-btn{width:50px;height:50px;border-radius:16px}

  /* Each presentation section can grow when needed. This removes clipping on
     short phones while retaining snap-to-section behaviour. */
  .vf-presentation{height:auto;min-height:100svh;overflow:visible}
  .vf-screen{
    height:auto;
    min-height:100svh;
    padding:calc(var(--header) + var(--vf-safe-top) + 14px) 0 calc(18px + var(--vf-safe-bottom));
    overflow:hidden;
    display:flex;
    align-items:stretch;
  }
  .vf-screen-inner{height:auto;min-height:calc(100svh - var(--header) - var(--vf-safe-top) - 32px);max-height:none;display:block}
  .vf-screen-inner>.vf-shell{height:auto;min-height:inherit;display:flex;flex-direction:column;justify-content:center}

  /* ---------- HOME ---------- */
  .vf-hero .vf-screen-inner>.vf-shell{justify-content:center}
  .vf-hero .vf-grid{display:flex;flex-direction:column;gap:16px;align-items:stretch}
  .vf-hero .vf-grid>div:first-child{position:relative;z-index:10}
  .vf-hero-title{font-size:clamp(3.05rem,12.7vw,4.8rem);line-height:.86;letter-spacing:-.07em;margin:11px 0 14px;max-width:8ch}
  .vf-hero-lead{font-size:clamp(.86rem,2.35vw,1rem);line-height:1.46;max-width:44rem}
  .vf-hero .vf-actions{display:grid;grid-template-columns:1fr;gap:8px;margin-top:16px}
  .vf-hero .vf-btn,.vf-hero .vf-call{width:100%;min-height:46px}
  .vf-art{height:clamp(180px,29svh,260px);min-height:0;order:2;max-width:100%;margin-top:0}
  .vf-art-panel{width:min(72vw,330px);padding:15px;border-radius:22px;transform:rotate(-3deg)}
  .vf-art-main{font-size:clamp(1.45rem,6vw,2.5rem);line-height:1.02}
  .vf-float{padding:9px 10px;border-radius:13px;max-width:39%}
  .vf-float.a{left:2%;top:5%}.vf-float.b{right:1%;bottom:5%}
  .vf-float strong{font-size:.76rem}.vf-float span{font-size:.6rem}

  /* ---------- COMMON SECTION HEAD ---------- */
  .vf-section-head{display:block;margin:0 0 clamp(12px,2svh,18px)}
  .vf-section-head h2{font-size:clamp(2.55rem,10.5vw,4.2rem);line-height:.88;letter-spacing:-.068em;margin:8px 0 0;max-width:none}
  .vf-section-head>p{font-size:clamp(.78rem,2.15vw,.94rem);line-height:1.43;max-width:66ch;margin:10px 0 0}

  /* ---------- LOAN SOLUTIONS ---------- */
  .vf-product-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}
  .vf-product{height:auto;min-height:0;aspect-ratio:1.34/1;padding:13px;border-radius:18px}
  .vf-product:nth-child(5){grid-column:1/-1;aspect-ratio:2.8/1}
  .vf-product-num{width:31px;height:31px;border-radius:10px;font-size:.7rem}
  .vf-product small{font-size:.57rem;margin-top:9px;letter-spacing:.12em}
  .vf-product h3{font-size:clamp(.94rem,3.2vw,1.15rem);line-height:1.05;margin:6px 0}
  .vf-product p{font-size:clamp(.65rem,1.85vw,.76rem);line-height:1.32;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:3;overflow:hidden}
  .vf-product-bottom{font-size:clamp(.6rem,1.8vw,.7rem);padding-top:7px}

  /* ---------- HOW IT WORKS ---------- */
  .vf-process{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}
  .vf-step{height:auto;min-height:0;aspect-ratio:1.3/1;padding:14px;border-radius:18px}
  .vf-step-index{font-size:.64rem}
  .vf-step h3{font-size:clamp(.98rem,3.2vw,1.2rem);margin:10px 0 5px}
  .vf-step p{font-size:clamp(.65rem,1.85vw,.77rem);line-height:1.38;margin:0}

  /* ---------- ESTIMATE + WHY ---------- */
  .vf-feature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}
  .vf-feature{height:auto;min-height:0;aspect-ratio:1.34/1;padding:14px;border-radius:18px}
  .vf-feature:nth-child(3){grid-column:1/-1;aspect-ratio:2.8/1}
  .vf-feature .icon{width:36px;height:36px;border-radius:11px;font-size:.95rem}
  .vf-feature h3{font-size:clamp(.94rem,3vw,1.15rem);line-height:1.08;margin:10px 0 5px}
  .vf-feature p{font-size:clamp(.64rem,1.8vw,.76rem);line-height:1.35;margin:0}
  .vf-screen:nth-child(4) .vf-actions{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:12px}
  .vf-screen:nth-child(4) .vf-actions .vf-btn,.vf-screen:nth-child(4) .vf-actions .vf-call{width:100%;min-height:48px}

  /* ---------- FINAL CTA ---------- */
  .vf-final-grid{display:grid;grid-template-columns:1fr;gap:13px}
  .vf-final h2{font-size:clamp(3rem,11.5vw,4.7rem);line-height:.86;max-width:9ch;margin:9px 0 12px}
  .vf-final p{font-size:clamp(.78rem,2.05vw,.92rem);line-height:1.45;margin:0;max-width:62ch}
  .vf-final .vf-actions{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:14px}
  .vf-final .vf-actions .vf-btn,.vf-final .vf-actions .vf-call{width:100%;min-height:48px}
  .vf-final-card{padding:15px;border-radius:18px}
  .vf-final-card h3{font-size:1rem;margin:0 0 9px}
  .vf-final-card ul{grid-template-columns:1fr 1fr;gap:6px 14px}
  .vf-final-card li{font-size:.67rem;line-height:1.35}

  /* ---------- CALCULATOR ---------- */
  .vf-page{padding-top:calc(var(--header) + var(--vf-safe-top));min-height:100svh}
  .vf-tool-hero{padding:42px 0 30px}
  .vf-tool-hero h1{font-size:clamp(2.65rem,11vw,4.6rem);line-height:.88;margin:11px 0 14px;max-width:10ch}
  .vf-tool-hero p{font-size:.9rem;line-height:1.5;margin:0;max-width:64ch}
  .vf-tool-layout{display:grid;grid-template-columns:1fr;gap:14px;padding:14px 0 calc(48px + var(--vf-safe-bottom))}
  .vf-panel{padding:17px;border-radius:20px}
  .vf-panel h2{font-size:1.35rem;margin:0 0 13px}
  .vf-grid-2{grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}
  .vf-field{gap:6px;margin:10px 0}.vf-field label{font-size:.8rem}
  .vf-field input,.vf-field select,.vf-field textarea{padding:12px;border-radius:12px;font-size:.9rem;min-height:44px}
  .vf-note{font-size:.75rem;line-height:1.48;padding:11px 12px}
  .vf-estimate{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
  .vf-stat{padding:13px;border-radius:14px}.vf-stat small{font-size:.68rem}.vf-stat strong{font-size:1.08rem;line-height:1.1;margin-top:5px;overflow-wrap:anywhere}
  .vf-schedule-scroll{display:none}.vf-schedule-mobile{display:grid;gap:8px}
  .vf-schedule-mobile-card{grid-template-columns:1fr 1fr;gap:7px;padding:12px;border-radius:14px}
  .vf-schedule-mobile-card .vf-row-title{font-size:.8rem}.vf-schedule-mobile-card .vf-row-item small{font-size:.6rem}.vf-schedule-mobile-card .vf-row-item strong{font-size:.75rem}
  .vf-enquiry{margin-top:20px!important}
  .vf-enquiry .vf-actions{display:grid;grid-template-columns:1fr 1fr;gap:9px}.vf-enquiry .vf-actions>*{width:100%;min-height:48px}

  .vf-home-dots{right:7px;gap:8px}.vf-home-dots button{width:9px;height:9px}
}

@media (max-width:520px){
  :root{--header:68px}
  .vf-shell{width:calc(100% - 24px)}
  .vf-brand-plate{padding:5px 8px;border-radius:13px}.vf-brand-plate img{height:32px;max-width:165px}
  .vf-menu-btn{width:48px;height:48px}
  .vf-screen{padding-top:calc(var(--header) + var(--vf-safe-top) + 11px);padding-bottom:calc(15px + var(--vf-safe-bottom))}
  .vf-screen-inner{min-height:calc(100svh - var(--header) - var(--vf-safe-top) - 26px)}
  .vf-kicker{font-size:.58rem;letter-spacing:.15em;gap:7px}.vf-kicker:before{width:6px;height:6px}
  .vf-section-head h2{font-size:clamp(2.45rem,10.9vw,3.6rem)}
  .vf-section-head>p{font-size:.72rem;line-height:1.4;margin-top:8px}
  .vf-product-grid,.vf-process,.vf-feature-grid{gap:7px}
  .vf-product{padding:10px;border-radius:16px;aspect-ratio:1.22/1}.vf-product:nth-child(5){aspect-ratio:2.55/1}
  .vf-product-num{width:29px;height:29px}.vf-product small{font-size:.5rem;margin-top:7px}.vf-product h3{font-size:.82rem}.vf-product p{font-size:.58rem}.vf-product-bottom{font-size:.55rem}
  .vf-step{padding:11px;border-radius:16px;aspect-ratio:1.18/1}.vf-step h3{font-size:.84rem;margin:8px 0 4px}.vf-step p{font-size:.59rem;line-height:1.34}
  .vf-feature{padding:11px;border-radius:16px;aspect-ratio:1.2/1}.vf-feature:nth-child(3){aspect-ratio:2.5/1}.vf-feature .icon{width:31px;height:31px}.vf-feature h3{font-size:.82rem;margin:8px 0 4px}.vf-feature p{font-size:.58rem;line-height:1.32}
  .vf-final h2{font-size:clamp(2.7rem,11.5vw,3.9rem)}.vf-final p{font-size:.69rem}.vf-final-card{padding:12px}.vf-final-card li{font-size:.58rem}
  .vf-hero .vf-grid{gap:13px}.vf-hero-title{font-size:clamp(2.7rem,12.6vw,4rem)}.vf-hero-lead{font-size:.73rem}.vf-art{height:min(29svh,235px)}.vf-art-panel{width:min(72vw,285px);padding:12px}.vf-art-main{font-size:clamp(1.3rem,6.4vw,2rem)}
  .vf-hero .vf-actions,.vf-final .vf-actions,.vf-screen:nth-child(4) .vf-actions{grid-template-columns:1fr;}
  .vf-grid-2{grid-template-columns:1fr}
  .vf-tool-hero{padding-top:34px}.vf-tool-hero h1{font-size:clamp(2.45rem,11vw,4rem)}
}

/* Short screens: compress spacing, never hide content. */
@media (max-height:720px) and (max-width:820px){
  .vf-screen{padding-top:calc(var(--header) + var(--vf-safe-top) + 5px);padding-bottom:calc(9px + var(--vf-safe-bottom))}
  .vf-screen-inner>.vf-shell{justify-content:center}
  .vf-section-head{margin-bottom:8px}.vf-section-head h2{font-size:clamp(2.15rem,9vw,3.15rem);margin-top:5px}.vf-section-head>p{font-size:.64rem;line-height:1.3;margin-top:6px}
  .vf-product{aspect-ratio:1.42/1;padding:8px}.vf-product:nth-child(5){aspect-ratio:3/1}.vf-product small{font-size:.44rem;margin-top:5px}.vf-product h3{font-size:.72rem}.vf-product p{font-size:.5rem}.vf-product-bottom{font-size:.48rem}
  .vf-step{aspect-ratio:1.4/1;padding:8px}.vf-step h3{font-size:.72rem;margin:6px 0 3px}.vf-step p{font-size:.5rem;line-height:1.28}
  .vf-feature{aspect-ratio:1.42/1;padding:8px}.vf-feature:nth-child(3){aspect-ratio:3/1}.vf-feature .icon{width:28px;height:28px}.vf-feature h3{font-size:.7rem;margin:6px 0 3px}.vf-feature p{font-size:.49rem}
  .vf-hero .vf-grid{gap:8px}.vf-hero-title{font-size:clamp(2.25rem,10vw,3.25rem);margin:6px 0 9px}.vf-hero-lead{font-size:.61rem;line-height:1.3}.vf-hero .vf-actions{gap:5px;margin-top:8px}.vf-hero .vf-btn,.vf-hero .vf-call{min-height:40px;padding:8px 10px;font-size:.72rem}.vf-art{height:min(23svh,165px)}.vf-art-panel{width:min(62vw,245px);padding:10px}.vf-float{padding:6px 7px}.vf-float strong{font-size:.62rem}.vf-float span{font-size:.5rem}
  .vf-final h2{font-size:clamp(2.35rem,9.7vw,3.25rem);margin:5px 0 8px}.vf-final p{font-size:.59rem}.vf-final-card{padding:9px}.vf-final-card li{font-size:.49rem}
}

@media (min-width:821px){
  .vf-screen{min-height:100svh;height:100svh}
  .vf-product,.vf-step,.vf-feature{contain:layout paint}
}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}.vf-presentation{scroll-snap-type:none}.vf-screen{scroll-snap-align:none}
}


/* ======================================================================
   VETRIVEL FINANCE v1.8.0 — HARD PAGE-BY-PAGE PRESENTATION
   Home presentation is a fixed viewport carousel. Native document scrolling
   is intentionally disabled; screens are translated as complete pages.
   ====================================================================== */
html.vf-presentation-lock,
html.vf-presentation-lock body{
  overflow:hidden!important;
  height:100%;
  overscroll-behavior:none;
}
body.vf-presentation-lock{position:relative;width:100%;}
body.admin-bar.vf-presentation-lock{position:relative;}
.vf-presentation{
  --vf-presentation-height:100dvh;
  position:relative!important;
  width:100%;
  height:var(--vf-presentation-height)!important;
  min-height:0!important;
  max-height:var(--vf-presentation-height);
  overflow:hidden!important;
  padding:0!important;
  margin:0!important;
  scroll-snap-type:none!important;
  overscroll-behavior:none!important;
  touch-action:none!important;
  isolation:isolate;
}
body.admin-bar .vf-presentation{--vf-presentation-height:calc(100dvh - 32px);margin-top:32px!important;}
.vf-presentation>.vf-screen{
  position:absolute!important;
  inset:0!important;
  width:100%!important;
  height:var(--vf-presentation-height)!important;
  min-height:0!important;
  max-height:var(--vf-presentation-height)!important;
  margin:0!important;
  padding-top:var(--header)!important;
  padding-bottom:18px!important;
  overflow:hidden!important;
  scroll-snap-align:none!important;
  scroll-snap-stop:normal!important;
  transition:transform .62s var(--ease)!important;
  will-change:transform;
  backface-visibility:hidden;
}
.vf-presentation>.vf-screen[data-active="0"]{pointer-events:none;}
.vf-presentation>.vf-screen[data-active="1"]{pointer-events:auto;}
.vf-presentation .vf-screen-inner{max-height:calc(var(--vf-presentation-height) - var(--header) - 18px);}
.vf-presentation .vf-scrollcue{pointer-events:none;}
@media (max-width:820px){
  .vf-presentation>.vf-screen{padding-top:calc(var(--header) + var(--vf-safe-top,0px))!important;padding-bottom:calc(10px + var(--vf-safe-bottom,0px))!important;}
  .vf-presentation .vf-screen-inner{max-height:calc(var(--vf-presentation-height) - var(--header) - var(--vf-safe-top,0px) - var(--vf-safe-bottom,0px) - 10px);}
}
@media (prefers-reduced-motion:reduce){
  html.vf-presentation-lock,
  html.vf-presentation-lock body{overflow:hidden!important;}
  .vf-presentation>.vf-screen{transition:none!important;}
}